*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--gold:#FA741B;--gold-dark:#E8752C;--navy:#013A51;--dark:#1A1A1A;--gray:#475763;--light-gray:#F6F6F8;--white:#ffffff}
body{font-family:'Inter',sans-serif;color:var(--dark);background:var(--white)}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto}
.topbar{background:var(--navy);color:var(--white);font-size:.82rem;padding:6px 24px;display:flex;align-items:center;gap:24px;flex-wrap:wrap}
.topbar a{color:var(--white);display:flex;align-items:center;gap:6px}
.topbar a:hover{color:var(--gold)}
header{background:var(--white);padding:12px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;box-shadow:0 2px 8px rgba(0,0,0,.08);position:sticky;top:0;z-index:100;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:12px}
.logo img{height:80px}
.logo-text{line-height:1.2}
.logo-text strong{display:block;font-size:1.15rem;font-weight:800;color:var(--navy);letter-spacing:-.01em}
.logo-text span{display:block;font-size:.75rem;color:var(--gray)}
.logo-text em{display:block;font-size:.75rem;font-style:normal;font-weight:700;color:var(--gold)}
nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
nav a{padding:8px 12px;font-size:.9rem;font-weight:500;color:var(--dark);border-radius:6px;transition:color .2s,background .2s}
nav a:hover{color:var(--gold);background:#fff5ee}
.nav-cta{background:var(--gold)!important;color:var(--white)!important;padding:10px 18px!important;border-radius:8px!important;font-weight:600!important}
.nav-cta:hover{background:var(--gold-dark)!important}
.dropdown{position:relative}
.dropdown-menu{display:none;position:absolute;top:100%;left:0;background:var(--white);border:1px solid #e5e7eb;border-radius:10px;box-shadow:0 8px 24px rgba(0,0,0,.12);min-width:220px;padding:8px 0;z-index:200}
.dropdown:hover .dropdown-menu{display:block}
.dropdown-menu a{display:block;padding:10px 16px;font-size:.88rem;border-radius:0}
.dropdown-menu a:hover{background:var(--light-gray);color:var(--gold)}
.hamburger{display:none;background:none;border:none;cursor:pointer;padding:8px}
.hamburger span{display:block;width:24px;height:2px;background:var(--dark);margin:5px 0}
.page-hero{padding:72px 24px;text-align:center;color:var(--white)}
.page-hero h1{font-size:clamp(1.8rem,4vw,3rem);font-weight:800;margin-bottom:12px}
.page-hero p{font-size:1.05rem;opacity:.85}
.content-section{padding:64px 24px}
.content-inner{max-width:1000px;margin:0 auto}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.two-col h2{font-size:1.8rem;font-weight:800;color:var(--navy);margin-bottom:16px}
.two-col p{font-size:.95rem;color:var(--gray);line-height:1.75;margin-bottom:12px}
.values-grid,.why-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:24px}
.value-card,.why-card{background:var(--light-gray);border-radius:14px;padding:28px 24px;text-align:center}
.value-card .icon,.why-card .icon{font-size:2.2rem;margin-bottom:12px}
.value-card h3,.why-card h3{font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:8px}
.value-card p,.why-card p{font-size:.88rem;color:var(--gray);line-height:1.65}
.cta-band{background:var(--gold);color:var(--white);padding:56px 24px;text-align:center}
.cta-band h2{font-size:clamp(1.4rem,3vw,2rem);font-weight:800;margin-bottom:14px}
.cta-band p{font-size:1rem;opacity:.9;margin-bottom:28px;max-width:560px;margin-left:auto;margin-right:auto}
.btn-white{background:var(--white);color:var(--gold);padding:14px 32px;border-radius:10px;font-weight:700;font-size:1rem;display:inline-block;transition:background .2s}
.btn-white:hover{background:#f0f0f0}
.btn-primary{background:var(--gold);color:var(--white);padding:14px 28px;border-radius:10px;font-weight:700;font-size:1rem;display:inline-block;transition:background .2s}
.btn-primary:hover{background:var(--gold-dark)}
footer{background:var(--dark);color:rgba(255,255,255,.75);padding:48px 24px 24px}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:32px;max-width:960px;margin:0 auto 32px}
.footer-col h4{color:var(--white);font-size:.95rem;font-weight:700;margin-bottom:12px}
.footer-col a,.footer-col p{font-size:.88rem;line-height:1.9;color:rgba(255,255,255,.7);display:block}
.footer-col a:hover{color:var(--gold)}
.footer-logo img{height:80px;margin-bottom:14px;filter:brightness(0) invert(1)}
.footer-tagline{font-size:.8rem;color:var(--gold);font-weight:600;margin-bottom:8px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding-top:18px;text-align:center;font-size:.78rem;color:rgba(255,255,255,.4)}
.coverage-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:20px;margin-top:32px}
.coverage-item{background:var(--light-gray);border-radius:12px;padding:20px;display:flex;gap:14px;align-items:flex-start}
.coverage-item .ci-icon{font-size:1.6rem;flex-shrink:0}
.coverage-item h4{font-size:.95rem;font-weight:700;color:var(--navy);margin-bottom:4px}
.coverage-item p{font-size:.84rem;color:var(--gray);line-height:1.55}
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.contact-form{background:var(--light-gray);border-radius:16px;padding:36px}
.contact-form h2{font-size:1.5rem;font-weight:800;color:var(--navy);margin-bottom:24px}
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:.88rem;font-weight:600;color:var(--dark);margin-bottom:6px}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 14px;border:1px solid #d1d5db;border-radius:8px;font-size:.93rem;font-family:inherit;outline:none;transition:border-color .2s}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--gold)}
.form-group textarea{resize:vertical;min-height:120px}
.form-submit{background:var(--gold);color:var(--white);border:none;padding:14px 32px;border-radius:10px;font-size:1rem;font-weight:700;cursor:pointer;width:100%;transition:background .2s}
.form-submit:hover{background:var(--gold-dark)}
.contact-info h2{font-size:1.5rem;font-weight:800;color:var(--navy);margin-bottom:20px}
.contact-info-item{display:flex;gap:16px;align-items:flex-start;margin-bottom:24px}
.contact-info-item .ci-icon{font-size:1.6rem;flex-shrink:0;margin-top:2px}
.contact-info-item h4{font-size:.95rem;font-weight:700;color:var(--dark);margin-bottom:4px}
.contact-info-item p,.contact-info-item a{font-size:.9rem;color:var(--gray);display:block;line-height:1.6}
.contact-info-item a:hover{color:var(--gold)}
.service-hero-img{width:100%;height:320px;object-fit:cover;border-radius:16px}
.section-label{font-size:.82rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:8px}
.section-title{font-size:clamp(1.6rem,3vw,2.2rem);font-weight:800;color:var(--navy);margin-bottom:32px}
@media(max-width:768px){nav{display:none;flex-direction:column;width:100%;background:var(--white);padding:8px 0}.nav.open{display:flex}.hamburger{display:block}.two-col,.contact-grid{grid-template-columns:1fr}.dropdown-menu{position:static;box-shadow:none;border:none;padding:0 0 0 16px}}